Immediate Protection
🛑 Stop All Contact
- • Block Florence's phone number(s)
- • Do not respond to texts, calls, or emails
- • Screenshot everything before blocking
🔒 Freeze Outbound Transfers
- • Call bank: request wire-transfer hold
- • Require in-person verification for wires
- • Disable Zelle/Venmo if linked to the account
📱 Secure Your Phone
- • Enable SIM lock / PIN with carrier
- • Change voicemail PIN
- • Enable 2FA on email and bank apps
📋 If You Shared Info
- • Shared wire info → Tell bank NOW, new account numbers
- • Shared SSN → Credit freeze (Equifax, Experian, TransUnion)
- • Shared login credentials → Change passwords everywhere
Banking Security Hardening
Wire Transfer Lock
Require in-person branch visit with photo ID for all outbound wire transfers. Most banks offer this upon request.
Positive Pay
An anti-fraud service where the bank matches checks presented for payment against ones you've issued. Alerts on mismatches.
ACH Block / Filter
Blocks unauthorized ACH debits. Only pre-approved originators can debit your account electronically.
Dual Control for Wires
Require two authorized individuals to approve any wire transfer. Prevents single-point compromise.
Transaction Alerts
Enable email/SMS alerts for all transactions above $0. Get instant notification of any account activity.
Daily Balance Monitoring
Check account balances daily for 90 days. Report ANY unrecognized transaction, no matter how small.
Digital Identity Protection
🧊 Credit Freeze (All 3 Bureaus)
- • Equifax — 800-685-1111
- • Experian — 888-397-3742
- • TransUnion — 888-909-8872
- • Freezes are FREE. They prevent new accounts from being opened in your name.
🔑 Enable 2FA Everywhere
- • Email (Gmail, Outlook, etc.)
- • Bank accounts & investment accounts
- • Social media (LinkedIn, X, etc.)
- • Cloudflare, hosting, domain registrar
- • Use authenticator app, NOT SMS when possible
🔐 Password Reset
- • Change passwords for email, bank, and any financial service
- • Use unique passwords per service (no reuse)
- • Use a password manager (e.g., 1Password, Bitwarden)
📊 Monitor Credit Reports
- • annualcreditreport.com — free weekly
- • Watch for new accounts you didn't open
- • Watch for hard inquiries you didn't authorize
mensofgod.com Platform Security
☁️ Cloudflare Hardening
- • Review and rotate API tokens
- • Enable Bot Fight Mode
- • Set Security Level to "High"
- • Enable Browser Integrity Check
- • Review Access Logs for unauthorized requests
📝 Intake Form Protection
- • Add CAPTCHA to all contact/intake forms
- • Disable auto-reply with sensitive info
- • Log and review all recent form submissions
- • If Florence came through a form, block that IP/email
📧 Email Security
- • Verify SPF, DKIM, DMARC records in DNS
- • Review email forwarding rules (scammers add auto-forwards)
- • Change email password, enable 2FA
🌐 DNS Monitoring
- • Review all DNS records in Cloudflare
- • Look for unauthorized subdomains
- • Enable DNSSEC if not already enabled
Future Scam Recognition
Red flags to immediately recognize and stop future fraud attempts:
6-Step Verification Protocol (For Any Future Check)
- NEVER deposit a check from someone you haven't verified independently
- Look up the issuing bank on FDIC BankFind
- Call the bank at the BankFind number — NOT the number on the check
- Ask the bank to verify the check number, amount, and payee
- Wait for the check to FULLY CLEAR (not just "available") — most checks take 5-10 business days
- "Funds available" ≠ "Check verified." Banks release funds before verifying. If the check bounces, YOU lose the money.
RWA / Digital Asset-Specific Threats
As an RWA tokenization platform operator, Buck faces specific fraud vectors including:
Fake Investment Offers
Scammers impersonate investors or partners to gain trust, then redirect funds. Always verify identity through independent channels before any transaction.
Check-to-Wire Conversion
This exact scam. A fraudulent check is sent; victim is told to wire "proceeds" or "excess." The check bounces after the wire is sent and cannot be reversed.
Social Engineering via Platform
Attackers identify targets through public websites, LinkedIn, SEC filings, or DAO registrations. Your public profile is your attack surface.
Compromised Intermediaries
Fake law firms, escrow agents, or title companies. Always verify through state bar associations and official registries.
Your Legal Rights
Regulation E (Electronic Fund Transfers)
Limits liability for unauthorized electronic fund transfers if reported within 2 business days (max $50). After 2 days, up to $500. After 60 days, unlimited loss.
Regulation CC (Funds Availability)
"Available" does NOT mean "verified." Banks must make funds available within set timeframes, but a check can still bounce AFTER funds are released. You are liable for the difference.
UDAP (Unfair/Deceptive Practices)
Federal and state laws protect against unfair, deceptive, or abusive practices. Filing complaints with FTC, CFPB, and state AG creates a record for enforcement.
Crime Victims' Rights Act (18 U.S.C. § 3771)
As a fraud victim, you have the right to: be reasonably protected, timely notice of proceedings, confer with the attorney for the government, full restitution.
Emergency Quick Contacts
FBI IC3
ic3.gov
FTC Fraud Report
reportfraud.ftc.gov
Secret Service
secretservice.gov
FDIC BankFind
fdic.gov/BankFind
CFPB Complaint
consumerfinance.gov
Free Credit Reports
annualcreditreport.com
US Postal Inspection
uspis.gov/report
Identity Theft (FTC)
identitytheft.gov
Local Police
Call non-emergency line
⚠️ Legal Notice
This guide is for informational and documentation purposes only. It does not constitute legal, financial, or cybersecurity advice. Consult with appropriate professionals for your specific situation.